Qualifying Steps Overview


EasyPay Finance's goal is to be your one source for customer financing with attractive payment options for all individuals based on their credit. Imagine not having multiple financing companies to manage and saying "yes, you're approved" to more of your customers.


  • Step 1: Customer's application is submitted online, via fax or by phone. Online applications are approved instantly and available 24 hours a day. Faxed applications receive a response within 15 minutes during business hours.

  • Step 2: Upon approval, merchant finalizes the consumer's sales price, prints documents and consumer signs.

  • Step 3: EasyPay funds merchant within 24 hours of receiving the signed contract and bill of sale.


To qualify, individuals must earn at least $1,000 per month and have a checking account that is in good standing.

Customers with no bank checking account history may be required to provide paystubs and a recent bank statement.