Program Overview for Merchants/Retailers
GOOD CREDIT TO NO CREDIT
Other finance companies only approve applications that meet very specific credit requirements. EasyPay Finance
removes the guesswork and makes it easy for your customers to finance their purchase. Best of all we do this at a very low cost to you;
2.99% merchant fee.
Our industry leading application process gets your customers approved instantly online without submitting paystubs or bank statements. Whether your customer has good, challenged or poor credit, we've got you covered. You'll say "you're approved for financing" to more of your customers while paying a merchant fee that is comparable with most retailers’ merchant card processing fees, or no fee at all.
We understand that the last few years have been very difficult and many prospective customers do not qualify for traditional bank financing. They need an alternative program to finance their purchase. To meet the unique needs of those with poor credit, EasyPay Finance utilizes both standard credit bureau reporting and non-traditional repayment indicators (e.g., how they have managed their bank accounts). The combination results in up to 80% of your customers being approved.