Frequently Asked Questions

How much does it cost to use EasyPay Finance's services?

There are no monthly fees or minimum volume requirements. Merchants pay only a 2.99% merchant fee for contracts that have been funded.

How quick will I receive a credit decision?

Online applications receive a credit decision within seconds. Applications submitted via fax during business hours should receive a credit decision within 15 minutes.

What is the maximum approval amount?

Retail/merchant customers can qualify for up to $4,000. The maximum term is 24 months.

How quickly will I receive payment?

Merchants are paid via ACH within 24 hours of EasyPay Finance receiving the required paperwork.

Is there a minimum or maximum volume commitment?

There is no minimum or maximum volume requirement for your participation in the program.

What if a customer stops making payments?

You are not responsible if a customer defaults on their payment obligation. However, you are responsible for handling any warranty or defective merchandise issues.

Is it a requirement that my customer have a checking account?

Yes, applicants must have an active checking account that is in good standing to qualify.

Do you require income documentation or copies of checking account statements?

Applicants with approved credit will not be required to submit paystubs or checking account statements.

Do you offer customers an early payoff option?

Yes. All contracts include a 90 Day Interest Rebate Promotion.

When is the customer's first payment due?

Generally, the first payment is due 30 days after the contract's origination.

How do I get setup with EasyPay Finance?

Click the Enroll Now button and request the enrollment package, or give us a call if you have any questions or would like to schedule a demo: (866) 337-2537